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Financial Planning

You likely have several financial planning pieces in place—you pay taxes, invest at least a portion of your savings, have some insurance, and maybe you have done some estate planning and retirement planning, but chances are each of these pieces was developed independently and at different times in your life.

There is more to financial planning than simply, well, “planning finances”. 


To be effective, financial planning needs to be coordinated. Each piece of the financial plan needs to accomplish its own specific tasks as well as support the tasks of each other piece. We’ll look at your entire financial picture and help you fit the pieces together properly. We understand the complex nature of financial planning, and help ease the stress of making these financial decisions.


Financial Planning Steps: What You Should Expect

Every client is unique, in that they each have a different financial planning need. When you come to Ascent Financial Group, we are transparent about the financial planning process, customizing an approach that best suits your needs from start to finish. Depending on your goals, you may need to start with comprehensive financial planning versus jumping into solutions. We will be able to help you understand what long and short-term strategy best suits your situation during your consultation.

Comprehensive plans are best suited for:


  • Multiple important objectives
  • Education funding strategies
  • Advanced life insurance planning
  • Holistic retirement planning
  • Investment performance optimization
  • Estate planning oversight
  • Tax mitigation strategies
  • Business continuity planning
  • Insurance audits

Solutions may be best if you only need:


  • Life and/or disability insurance
  • Investment consolidation
  • Long-term care insurance
  • A 401(k) rollover services
  • Small business group benefits


The financial planning steps that go into both of these solutions require a time commitment both for you and the advisors handling your planning. The overall goal is to provide you with a fully customized plan that works for your financial situation. Click here to learn more about our 5-step financial planning process.


The Benefits of Financial Planning

If you have financial goals that you want to achieve, you need to have a financial plan. The benefits of having a comprehensive plan include:

  • Better management of your income and cash flow
  • Improved debt management
  • Access to a wider range of investment options
  • Improved standard of living
  • Increased education and financial literacy

Even though it is possible to plan your own finances, it can be extremely difficult if you don’t have industry knowledge. Clients often find that seeking out professional help is immensely helpful to assist with the financial planning process.

Our Fee Structure


Whatever your objectives may be, we at Ascent Financial Group can help you develop a plan to pursue your goals.


It All Begins With a Conversation